Apart from the quality, safety and comfort offered, winbank offers you also the advantage of lower costs for performing the transactions than those applied for transactions at Bank’s premises (Fees and commissions regarding the current account)
To enjoy optimum safety when using winbank, you may choose the security option that suits the best to your needs for flexibility:
- SMS extraPIN: you access the application with the Username (User ID) and Password (PIN code) and you receive on your mobile phone the SMS with the extraPIN code that you will use to unlock the protected menus.
- Token device with the possibility to choose:
- either to use it at login, by entering the Username (User ID) and Password (PIN code) and the code made of Token PIN and the code generated by the Token device or
- to access the application by using the Username (User ID) and Password (PIN code), following that the Token device to be used to access the protected menus
The services put at your disposal through the winbank application include:
- Account balance and balance analysis
- Account transactions
- Request for receiving Transactions history of the account via e-mail in various formats
- Account statements
- Open Time deposits with advantageous interest rates NEW!
- Close the time deposits opened online NEW!
- Piraeus Bank Credit cards management (view the details and transactions of your credit cards, monthly statements, request the credit card monthly statements via e-mail)
- Transfers between own accounts (including foreign exchange orders/ currency conversions)
- Third party payments within Piraeus Bank Romania between accounts in the same currency or in different currencies
- Piraeus Bank credit card payment (personal or belonging to another Piraeus Bank customer)
- Bill payments
- Donations to non-governmental organizations/ foundations that are Piraeus Bank partners
- RON payments to other banks’ clients or to the State Budget
- Foreign currency payments
- Possibility to select another account for the payment of commissions related to interbank payments in RON or foreign currency than the one from which the payment is performed
- Possibility to order payments with immediate or future date execution
- Memorizing recurring transactions
- Temporary pause, cancellation or reactivation of future date or recurring transactions
- View the payment history
- Immediate information about the payment order status
- Communication with the bank
- Possibility to modify the contact data used in relation with winbank service
- Predefine new beneficiaries or modify/ delete the existing ones
- Application display personalization
- Messages sent by the bank
- Modification of the security codes anytime you want
- The usage of the personal security codes (e.g. Username (User ID), Password (PIN code), Token device) also for accessing the company’s accounts for which you were designated as a user. In this way, it will be much easier to access winbank for both personal and business use.
Upon initiating banking operations, please consider the cut-off time and the maximum execution time of operations (Cut-Off-Time and maximum execution time).