Composition and value interest rate for new overdraft facilities and credit cards are:
| Product type |
Reference index* |
Margin |
Interest rate value |
| Overdraft |
ROBOR at 3 months |
12% |
19,27% |
| Visa Classic credit card |
ROBOR at 3 months |
Purchase: 15% |
22,27% |
| Cash: 20% |
27,27% |
| Visa Gold credit card |
ROBOR at 3 months |
Purchase: 13% |
20,27% |
| Cash: 20% |
27,27% |
*The value of the reference index ROBOR/EURIBOR at 3 months taken into account is the one published by BNR for the first day of the last calendar quarter (July 1, 2010), 7,27%.
Interest rates for credit cards and overdraft facilities archive:
Effective until July 1, 2010